The Massachusetts Mortgage Broker » Massachusetts mortgage

Win Red Sox Tickets and Dinner for Two!

Geof — Sat, 03 Apr 2010 18:24:34 +0000

This drawing is only open to those who received a mailing from me. Do not try to enter the contest if you did not receive this mailing as you will not be entered. But certainly feel free to contact me for your mortgage needs and you can get perks like this too. Does your mortgage broker do cool things like this for you?

Connect with me on Facebook or LinkedIn or leave a positive review for me on LinkedIn or Yelp and you could win Red Sox tickets and dinner for two!

I plan on having drawings like this in the future only for those past clients and invited friends connected to me on Facebook or LinkedIn, so don’t miss out on your chance to win some really cool prizes later on too.

If you do not have your own account on Facebook, LinkedIn or Yelp, you will need to create one before you can connect to me. It’s easy and free!

To connect with me on Facebook, find Geof McLaughlin on Facebook and click “Add as Friend”.
To connect with me on LinkedIn, find Geof McLaughlin on LinkedIn and click “Add Geof to your network”.

To leave a review for me on LinkedIn, find Geof McLaughlin on LinkedIn and then click “Recommend this person” . (Important : you will need to add me to your network on LinkedIn and have me accept your invitation before you can leave a review)
To leave a review for me on Yelp, find Geof McLaughlin on Yelp and click on “Write a Review”.

And for those of you that don’t have a Facebook or LinkedIn profile and are – er, technologically challenged, you can still enter my Red Sox ticket drawing contest by clicking here and leaving a comment below with your name (and no cheaters that have a Facebook or LinkedIn profile or can leave a Yelp review – I’ll be double-checking to keep you honest!).

I look forward to hearing from you. Good luck!

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Claiming the First Time Home Buyer Tax Credit? Check Out These Little-Known Facts to Avoid Trouble

Geof — Thu, 18 Mar 2010 17:25:00 +0000

It is no secret that the First Time Home Buyer Tax Credit has been great at helping new buyers purchase a home (with great Massachusetts mortgage rates to boot!), but there are some little-known facts to claiming the First Time Home Buyer Tax Credit that have virtually been kept a secret.

Due to an influx of fraudulent tax credit refund claims, the Internal Revenue Service has been providing behind-the-scenes tax instructions to Certified Public Accountants and tax advisors on how to file for the extended First Time Home Buyer Tax Credit after November 6, 2009. And some of this guidance is catching Massachusetts first time home buyers unaware.

First, Massachusetts first time home buyers cannot file a 1040-EZ to claim the First Time Home Buyer Tax Credit nor can they file electronically. The IRS instituted this measure to halt fraudulent tax credit claims. As ridiculous as it may seem, the IRS never had a way to determine if someone purchasing a home was a first time home buyer or not and is in the process of creating auditing software to catch both previous and future tax filers who fraudulently try to claim the First Time Home Buyer Tax Credit.

Second, the IRS now requires that a signed copy of the HUD-1 Settlement Statement be attached to IRS Form 5405 which cannot be attached electronically (hence, no electronic filing allowed to claim the First Time Home Buyer Tax Credit).

Finally, the IRS is advising CPAs and tax advisors to expect an average 16-week turnaround time before their clients receive their tax refund. The IRS needs that time to audit the documents and may even issue a notice requesting further evidence to support their claim of the First Time Home Buyer Tax Credit. And yes, this new law allows the IRS to request further documentation for amended returns as well.

For some additional useful guidance from the IRS about the First Time Home Buyer Tax Credit, check out 10 Important Facts about the Extended First-Time Home Buyer Tax Credit and First Time Home Buyer Tax Credit.

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Think You Know What’s Important About Massachusetts Mortgage Rates and Massachusetts Home Loans – Think Again!

Geof — Sat, 02 Jan 2010 05:44:03 +0000

On its surface, getting a mortgage should be a simple thing. After all, there’s no shortage of information on the Internet about mortgages and consumers like you are offered a multitude of websites that will quote Massachusetts mortgage rates.

But the problem with these resources is that they only scratch the surface and don’t go deep enough to explain the inside information really necessary to be an informed consumer about Massachusetts home loans. I can’t tell you how many times I have dealt with consumers who think they have it all figured out to get the best Massachusetts mortgage rates only to be disillusioned when I lay things out to them in a clear, concise manner as part of a complimentary mortgage consultation. That great mortgage rate that they thought they were getting turns out to be no so great after all.

So with the beginning of another new year upon us, what better time to launch a new consumer-dedicated resource to all things related to Massachusetts mortgage rates as well as Massachusetts home loans.

Why offer insider information about Massachusetts mortgages for free?

Being that I only can reach a small proportion of Massachusetts mortgage shoppers in my daily mortgage practice, I wanted to share my expertise to a greater audience. I have been fortunate to develop a thriving mortgage business as a result of my client referrals so I feel it’s time to give back even more. And if you feel the information that I have shared with you is useful, I know that there is a good chance that you will want to become one of my clients as well.

So without further ado, welcome to the launch of the Massachusetts Mortgage Broker Blog!

About the Author
Geof McLaughlin, better known as “The Massachusetts Mortgage Broker”, is a nationally acclaimed mortgage professional committed to educating and empowering consumers about all things mortgage through his popular Massachusetts Mortgage Broker blog.
Geof is a top loan originator for one of the country’s leading independent mortgage companies, Mortgage Master Inc, with a proven reputation of offering its clients the best Massachusetts mortgage rates and lowest closing costs. He can be reached directly at 508.656.0055 or geof@MAMortgageBroker.com.

Claiming the First Time Home Buyer Tax Credit? Check Out These Little-Known Facts to Avoid Trouble It is no secret that the First Time Home Buyer...

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